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  • SiMPL #003: Exploring Unconventional Paths: From Crime Compliance to Life Philosophy

SiMPL #003: Exploring Unconventional Paths: From Crime Compliance to Life Philosophy

Finding Balance, Breaking Boundaries, and Exploring New Perspectives

Welcome back to SiMPL! And for those of you who recently joined, we’re all about simplifying complex topics, sharing personal reflections, and offering practical advice (whether you asked for it or not, haha).

This week, we’re excited to introduce our first guest writer, Alfredo Pascal, who gives us a fresh and thought-provoking perspective on organized crime in Panama. Plus, we dive into some reflections on Paul Millerd’s The Pathless Path and, of course, SiMPL’s Weekly World Wrap-Up.

So, let’s jump right in!

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Default Path vs. The Pathless Path: Exploring Paul Millerd’s Journey

Last week, as I scrolled through my X feed, I stumbled upon Paul Millerd announcing his new book! That’s when this week’s newsletter idea was born. I shelved my previous draft and started writing, and before I knew it, here we are.

In June, I was looking for something new to read, having just finished The Three-Body Problem series (highly recommended, by the way). I turned to trusty ol’ Google, and after some Reddit deep-diving and YouTube bingeing, I stumbled upon a recommendation by Ali Abdaal. His YouTube video mentioned The Pathless Path by Paul Millerd, and I instantly knew that was the book for me.

I opted for the audiobook, narrated by Paul himself, because why not? A couple of days later, I’d devoured the whole thing.

Paul’s book is a relatable, down-to-earth take on his journey through life, discovering the pathless path—a philosophy that diverges from the “default path” most of us follow: study, work, climb the corporate ladder, and hope for success. Instead, Paul takes you through how he became a nomad, helping others grow while learning valuable life lessons.

Now, this got me thinking about my own story…

My Story:

At one point, I found myself transitioning from entrepreneur back to a corporate job at a bank. On the surface, it didn’t make sense, but let me explain.

For years, I took care of my grandmother and her sister. It was a long journey—over 16 years—where I had to balance family responsibilities, business aspirations, and financial challenges. I had invested everything into a startup, but it didn’t pan out the way I hoped. Debt piled up, consulting jobs weren’t paying well, and eventually, I had to pivot. I met my wife, and life changed. Going back to a corporate job seemed like the best way to regain stability.

In hindsight, it was a great decision. I now have a job I enjoy, I’m working towards financial freedom, and life feels more balanced.

What I Learned from Paul’s Book:

1. Focus on Priorities:

Paul advises setting clear priorities and keeping them in mind every day. Mine? Zen, eating well, health, and helping others. By being financially stable, I’ve been able to find balance and joy, much like what Paul talks about in his book.

2. Know When Enough is Enough:

This is about knowing your limits, whether it’s in work, partying, or earning. Understanding “enough” helps maintain balance and prevents burnout.

3. Imagine Who You Don’t Want to Be:

Rather than just aspiring to some idealized future self, Paul suggests thinking about who you don’t want to be. When making decisions, ask yourself if you’re acting in a way that brings you closer to that person, or further away. It’s a simple but powerful way to guide your choices.

Wrapping It Up:

So there you have it—what I learned from The Pathless Path. If you’re curious about the book, I got the Audible version narrated by Paul, but choose whichever path works for you. And stay tuned—Paul’s new book drops on September 16th, and I’ve already preordered it. I’ll share my thoughts in a follow-up newsletter!

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Introducing Guest Writer and Compliance Expert: Alfredo Pascal

This week, I’m thrilled to feature my school friend and legal compliance expert, Alfredo Pascal. He’s someone who never shies away from digging into complex topics, always with his trademark humor and unexpected takes. Alfredo is a master at connecting seemingly unrelated dots, and today he brings his unique perspective on Panama’s organized crime, viewed through a lens you probably haven’t considered—Indochina. So, prepare yourself for an engaging ride into the world of crime, law, and a bit of history, all spiced with Alfredo’s signature wit.

An Indochina approach to organized crime in Panama.

What we have here is a sort of gouvernement crépusculaire- a twilight government” – said the French Colonel in charge of the Pacification Bureau in Hanoi. “In our own areas we control the cities and major roads from daybreak till nightfall. Thereafter the Vietminh has a country to itself to levy taxes, attack our posts and execute the “Vietnamese traitors” that is, the nationalists who still profess to believe in victory to our side”.

This is a quote from Bernard Fall, a French political scientist who was one of the first voices to proclaim the reality of the Indochina problem, to both the US and French public.

Mr. Fall understood that the insurgency challenge is military only in a secondary sense, and political, ideological and administrative in a primary sense. We seek thus, to take this approach and extrapolate it on a more modern issue, organized crime, that like in the Cold War, is now a major challenge Latin American States, such as Panama must now face.

Indeed, prima facie, Insurgency and organized crime are very different concepts, but their commonalities allow this approach to be utilized. Also, this article, seeks not to outright convince readers of the usefulness or validity of this approach, but instead to raise concerns that the combat of organized crime by primarily military and/or heavy-handed police approach, like the French and US efforts in Vietnam focused on major military offensives, a self-defeating model. 

The lack of a systematic study of criminal structures in Panama, in their economic and social sense, meaning, how they are integrated into society and how they gain legitimacy in a country such as Panama, requires further attention. Deniers may say that the concept of organized crime being integrated in Panamanian society is an insult to the image of the country, but instead, facts speak by themselves.

The current commitment against organized crime, which by itself is an overstretched concept, specifically speaking narcotraffickers has parallels with the French experience in Indochina. Meaning, the utilization of a single approach to end a problem that, in the best of cases, remains the same, and at worst, ends up usurping the existing State.

Narcotraffickers, like the Viet Minh, seek to subvert competitors, increase material strength and work in concert with other forces, including political ones, to undermine authority. The former for financial gain, the latter for political gain.

Both entities, rely on what Bernard Fall called, “parallel hierarchies”, in which the State is slowly replaced at different instances by criminal actors. Politicians and State Security often failed to identify the critical nodes that organized crime seeks to coerce and/or coopt, for example community leaders, low level government officials & liberal professions. The fact that these social entities lack a center of gravity that can be tackled by pure police force, meaning TV news-friendly massive raids and major seizures of prohibited substances. Yes, arrest may stop networks, but the incentives to continue criminal activities, endure.

 In short, the State is forced to respond, with a continual reduction of gains, instead of preventing and reducing the influence of criminal organizations. An ever larger and better armed police force has not translated on a perceptible reduction of criminal activity.

To better articulate this paradoxical approach, Bernard Fall states that insurgency is “the integration of political rationales, in the form of changing behavior through psychological warfare”.  We choose to apply this concept, to organized crime, and add the factor of financial incentives through criminal endeavor.

Then, a pure military/police response to this concept is limited. Undoubtedly, is the most visible one, but insufficient, for an issue such as an insurgency or a criminal organization, in which both do not seek to directly confront the State, but instead look to gain control in the administration of the State in specific areas for specific gains (e.g. shipment control or displacing local enemies).

Fall understood rightly that victory for an insurgency begins with political and social control, and we, based on this model, affirm that organized crime seeks to “win” shaping the political context to ensure financial gain.

Simply put, to stop the coalescence of psychological, political and financial factors, that allow a criminal organization, requires a broader look that simplified formulas of “more police, more intelligence”. Current predisposition to annul the needs of the people were organized crime moves and thrives, is detrimental to government legitimacy, since it reinforces the notion that whoever is stronger, prevails.

Political legitimacy in a democracy, relies on the organizational and administrative power of institutions, that prevail over pure military/enforcement power. Authentic legitimacy is not something that can be taken by the governing and will last for long. That is why, a failing criminal policy will rely in disinformation, negation of facts to protect cronies of the ruling class and short-sighted police/military actions. 

When a country is being subverted, it is not being outfought, it is being out administered”.

Enjoyed Alfredo’s take on crime in Panama?

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SiMPL’s Weekly World Wrap-Up (Sep8-Sep15/24)

From Civilians to Spacewalkers: SpaceX’s Polaris Dawn Crew Makes History!: In an unprecedented feat, four civilians aboard SpaceX’s Polaris Dawn mission just became the first non-government astronauts to perform a spacewalk. From breathtaking views of Earth to testing out next-gen spacesuits, this mission is pushing the boundaries of commercial space travel. And they’re not done yet—more experiments are still underway, all while staying connected with Earth through Starlink's laser-powered internet. 

Check out the full story here.

The World’s Best Pizza of 2024 is Not in Italy—It’s in New York!: After Move over, Naples! This year, the best pizza in the world comes from the heart of the Lower East Side in New York City. Una Pizza Napoletana, led by pizza master Anthony Mangieri, claimed the top spot in the 2024 50 Top Pizza Awards, beating out Italian and global competitors. Known for its pure traditional toppings and naturally leavened dough, this place is a must-try on your next trip to NYC. Article

The $10M Loophole: How One Man Almost Pulled Off the Ultimate Streaming Scam! In a wild twist on modern tech, a man in North Carolina allegedly orchestrated a massive scam by using AI-generated songs and a bot army to rake in $10 million from streaming platforms like Spotify and Apple Music. Over nearly 8 years, Michael Smith reportedly uploaded thousands of AI-created tracks and used bots to generate billions of fake streams. Now, he’s facing charges of wire fraud and money laundering.

👉 Check out the full story here 

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Most People Have No Plan for ‘Digital Death’, New Research Finds: According to a recent study by Which?, a staggering 76% of people have no plan for their digital assets after they pass away. This includes everything from email accounts and social media profiles to potentially valuable online businesses. With the rise of “digital-first” generations, the issue of digital legacies is becoming increasingly urgent. Which? is urging consumers to create a ‘digital plan’ to ensure their accounts and online memories don’t remain inaccessible or lost to loved ones. For more on this, check out the full article.

No More 100-Hour Weeks? JPMorgan and BofA Set New Limits for Junior Bankers: In response to growing concerns about the demanding work culture in investment banking, JPMorgan and Bank of America are implementing measures to cap junior bankers’ working hours. These changes are designed to address burnout and improve work-life balance, with JPMorgan introducing an 80-hour weekly limit and BofA rolling out a new time-tracking tool. Read the full story here.